( AI translated version of Hindi story – महंगाई डायन खाए जात है! )
Sanjay: Papa, the message has come from KLU University. Accordingly, the university has increased my course fees. Now with an increased fee of Rs 10,000 for the new semester, instead of Rs 80,000, Rs 90,000 will have to be deposited from the 28th to the 30th of this month. Otherwise, there will be a fine of Rs 1800 per day.
His father Satish Chandra was surprised to hear this from his son Sanjay.
Satish Chandra said angrily – These KLU University people also take out similar schemes so that more and more money can be spent from the pockets of the guardians of the students. Hey! I am in salary class, I get my salary on the 5th of every month. Now the people of KLU are saying that deposit the money from the 28th to the 30th. What rubbish From where will the money come so soon at the end of the month? There is no currency tree in the house so whenever you shake it, the leaves in the form of green notes will start falling. Although father’s annoyance seemed right to Sanjay, what would he do? All he could say was
Sanjay: Papa, now I have to study, so I have to pay the fees.
Satish Chandra: Yes son, you are right. But think for yourself whether we are rich enough to arrange such a huge amount immediately. These KLU people think that every student’s guardian is just a millionaire. Whenever you ask, you will be present immediately with such a huge amount. Now you see, there are 7 days to get a salary and still expenses are being incurred. My Nephew’s wedding is in four days. There will be a donation of at least 20 thousand rupees. Then you know that I am not keeping well for the last few days. There is a kidney stone of 8 mm, it only bothers. That’s why 40-50 thousand rupees should be kept at home for medical emergencies.
Right now the conversation was going on between the two that Sanjay’s mother Ashwini came home with the things from the market, and as soon as she entered the house, she exploded another bomb. and cried out angrily.
Ashwini: There is only loot everywhere. Look, today I went to Thakur’s shop to buy tomatoes, tomatoes were Rs.120 a kg! said brother reduce the price a little that evil said – Hey Aunty! You do this, if you cannot buy one kilo of tomatoes at this price, then buy half a kilo. After all, the bigger the sheet, the more you will spread your legs!
Ashwini: Firstly, he did not reduce the money and on top of that he was calling me Aunty. Tell me, do I look like an aunty? What would I do, I could only buy a loaf of tomatoes after beating my heart. After all, the Rajma and Rice were to be made in the evening. Now the remaining seven days will have to be spent doing Ram-Ram.
Satish Chandra: Hey Ashwini, calm down! Well done, you only bought a few tomatoes. Here, there is only one person to earn, and expenses that are not being reduced. Everyone is worried about inflation. Hey! We had done both BA and MA degrees for just three thousand rupees. Now look Sanjay’s one-semester university fee is preparing to increase and touch one lakh rupees. That’s good, I started a private job before marrying you, so today at least my salary has increased to Rs 70,000 per month. It gives me satisfaction to see that you manage to pull through the whole month anyhow.
Ashwini’s anger subsided a bit after hearing her husband’s words of praise for her.
Ashwini: I’m glad you complimented me. It is a compulsion, it has to be done. I also want us to eat well and live well. Now only yesterday I got a call from my childhood friend Shashi from Mohanpur. She was happily telling me that two days ago her husband had bought a new sofa worth 60 thousand! What a brightness has come into their house after the arrival of the sofa. And there are us who have been rubbing the same cane sofa for the last 10 years. Her husband must be earning more income.
Satish Chandra: Yes, anyway Shashi’s husband Ajit is a cashier in the electricity department. His salary will be slightly more than mine. Heard that his daughter Kamla has also got a job in a big company in Hyderabad. She is also earning 60-70 thousand rupees every month. I got an idea. Why not ask for a loan of 50 thousand rupees from Ajit to pay Sanjay’s fees? We will pay his amount in five to ten installments. Tomorrow is Sunday so we will have a holiday. I will go to Mohanpur tomorrow and talk to him.
When the rest of the family members put their stamp on Satish Chandra’s proposal, their courage increased a bit and the worry lines on their faces reduced a bit.
The next morning Satish Chandra got ready and reached Ajit’s house in Mohanpur by bus. Ajit was drinking tea sitting on the new sofa and his wife Suman was busy reading a book. Their maid Roshni was busy handling the household chores. After greeting each other, Satish and Ajit engaged in conversation.
Satish Chandra tried to bring a smile to his face and said – Ajit, brother congratulations on your new sofa! This sofa looks great in the room! The royal look has arrived!
Ajit liked listening to his words, he said – Friend! That Kamla’s mother was pursuing since last month to buy the sofa, buy the sofa! So we purchased it.
wow, that’s a great year, I don’t get one thing, we both are salary class, but are lifestyles poles apart, you live a luxurious lifestyle, with maid work for you, and your wife lives a most satisfactory and comfortable life. And we are worried because of inflation witch. We barely manage to meet the monthly expenses. Whatever I earn, it all ends because of such inflation. Now see, the people of KLU University have sent an ultimatum to pay the fees of the son. Then the prices of tomatoes and other things are increasing. Apart from this, the nephew’s marriage is only after four days, there will be expenses in that too. When the boss will impose an increment, then it will be imposed, but now it is difficult to cut our current expenses. Please give me 50 thousand rupees, from next month I will give it in ten installments of five thousand each.
Don’t worry Satish, you will get all the money you want. Because Sanjay is not just your son, he is also our son. And one more thing, I don’t have any treasure.
Then what is the secret behind that you never need to borrow money? Satish Chandra asked surprisingly.
Satish, this is a miracle of planning. I have been working for the last ten years and since then I have been planning and spending. Look, 10% of my salary goes into my RD account every month and 15 % goes into mutual funds and the stock market every month. Due to this other expenses are also controlled. And whenever I get a bonus and arias, I transfer half of that bonus and arias to FD, and the remaining half I save for the expenses of outings, festivals, weddings, etc. And when my father died, according to his will we got a big farm in the village. There is income from that too.
Satish Chandra: Wow Ajit, you have done very good planning, but I cannot believe that farming also earns.
Ajit: Now that you have come to Mohanpur, I would have taken you to my farm. would you like to come with me?
Satish Chandra asked curiously: Yes, yes, why not? By the way, how far is the farm?
Ajit: Hey just a little far away! Hardly ten minutes walk! Our farm is a little ahead of the Hanuman temple.
Then Ajit took Satish Chandra to his farm.
After reaching there, Satish Chandra saw that Ajit’s farm was divided into four parts. Seeing this, Satish Chandra could not hide his curiosity and kept asking.
Satish Chandra: Hey Ajit, why have you divided your field into such parts?
Ajit: We grow seasonal vegetables in one part of the farm, and use the other part to grow fruits and grains. A small dairy has been opened in the third part. Pasture has been made in the fourth part. Due to this fodder is arranged for our cows and buffaloes daily and after keeping some part of flowers, vegetable grains, etc. for our home, we sell the remaining part at the market price. I give the income from that farm to my wife. She adds that money and deposits it in the MIS account of the Post Office. She keeps spending the interest she gets from that account on her terms. We have bought a sofa from the earnings of the same farm. You are already aware that there are many tax benefits available on the income from agriculture. Then by the grace of God Kamla has also started earning. She bears her expenses.
Hearing all this, Satish Chandra was happy and said: This is the secret of your prosperity! You have developed your sources of income in a very planned manner.
Ajit: Yes brother, this is the cure for inflation! Now expenses will increase, whether those expenses increase due to needs in life or aging or due to an increase in inflation! The way to control these is to avoid extravagance and develop more and more sources of income. The more sources of income you have, the more you earn. Do not depend only on salary.
Ajit and Satish kept talking like this. Didn’t realize when two hours have passed. Then Ajit took Satish to his house and arranged for him a nice dal-baati for lunch there. After having dinner, Ajit took out a checkbook from his almirah and signed a check for fifty thousand rupees, and handed it over to Satish Chandra.
Satish Chandra was overwhelmed by the hospitality and kindness of Ajit. He said.
Satish Chandra: Thank you very much for this check. This check will cover my current needs. Brother, you have opened my eyes. I think that by following the path told you, I will be able to increase my income to a great extent so that in the future there will be no need to reach out to anyone. I will also develop more and more sources of my income by planning like you so that the dependence on salary can be reduced. I will also tell my child to find a decent part-time job for himself so that our income can increase a little more.
Ajit: Yes, one more thing. If you want, bhabhi ji can also do some work from home. There are many jobs online that can be done from home and income can also increase from them.
Satish Chandra:
Sure! Ajit!! After all, she has also done a DTP course. I will try my best to persuade her. Thank you thank you very much. Saying this Satish Chandra left for his home full of new enthusiasm.
(Fictional Story)
