(AI generated translation of चार गिलहरियां, चार अशरफियां )

By Shikha Tailang

He weighed them—the total weight was 40 grams. At the rate of ₹60,000 per 10 grams, he paid ₹2,40,000 to the squirrels.

The squirrels had never seen so much money at once. They jumped with joy. Kallu took out a calculator, did the math, and found that each squirrel would get ₹80,000. She divided the money equally under Jhumku’s supervision.

Now that Pillu had so much money, she thought, “Why not secure food and drink for life?” So, she bought a huge stock of walnuts and several bottles of liquor. Her nest soon became too small to store all the nuts, and she developed a desire to build a bar for the bottles. As a result, she took a loan of around ₹2,00,000 from the National Forest Bank and ended up spending the rest of her life buried in debt.

Gillu had always dreamed of taking her entire family on a vacation to Goa. So, she used her share of the money to plan a Goa trip, bought new clothes, and within ten to twelve days, spent all the money. She returned home completely exhausted and broke, and went to sleep.

On the other hand, Kallu used her brains. She invested ₹20,000 in the stock market. Before investing, she thoroughly studied various shares, tracked their trends, understood their fundamentals, and opened a demat account with a trusted institution to start trading.

Not only that, she also opened a Monthly Income Scheme account at the post office with ₹40,000 and made a six-month fixed deposit of ₹20,000 for emergencies. She spent according to her income, and whenever unnecessary, she kept renewing the FD every six months.

Using the money from the gold coin wisely, three years later, she was not only able to buy a 200g box of walnuts every month for groceries, but also began taking yearly vacations. Recently, she visited Ayodhya, Vrindavan, and Mathura. While planning her Goa trip the following year, she unfortunately met with a road accident and had to be hospitalized. But she broke her FD and covered all her medical expenses. Now she is healthy, happy, and preparing for her Goa trip next month.

Thus, Kallu made smart decisions and put her unexpected windfall to good use, ensuring a happy and secure life for herself.

Moral of the story:
Whenever you receive an unexpected sum of money, invest it wisely. Life will become much easier.